| February 9, 2016 |
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NAHB Members Eligible for $500 New Vehicle Allowance from FCA US LLC
NAHB is pleased to announce a new Affinity program with automaker FCA US LLC (formerly Chrysler Group LLC). Members, their employees and household family members are eligible for a $500 cash allowance toward the purchase or lease of a new Chrysler, Dodge, Jeep, Ram or FIAT brand vehicle.
A longtime supporter of the skilled trades, FCA US LLC offers highly capable, built-for-work vehicles like the Ram 1500 EcoDiesel and Ram 3500 Chassis Cab. Members of NAHB can now leverage their memberships into significant savings on the Ram Commercial lineup and other vehicles from FCA US, including the Jeep Grand Cherokee, Chrysler 200 and Dodge Durango. Even family members and employees are eligble for the $500 incentive.
The $500 member, employee and family incentives are stackable with most other national and local offers, further increasing your ability to save. Visit the FCA page nahb.org/fca to learn more about this program and to access your Proof of Membership Form. Please note that only named NAHB members of record are able to access and print eligibility forms for their employees and family.
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NAHB Members Continue to Enroll to Receive Increased Discounts through 2016
Visit www.LowesForPros.com/NAHB and register to save 2% on your Lowe’s Accounts Receivable purchases made now through 12/31/2016†. Plus, s ave 5% every day when you use your Low e’s Ac count Receivable*.
And NAHB Members receive free delivery on purchases of $500 or more**.
* Offer is not automatic, see store for details.
**Exclusions and standard delivery rules apply, discount taken at time of purchase, see store for details.
†Exclusions apply, discount taken at time of statement, see LoweForPros.com/NAHB or call 877-435-2440 for details.
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National Association of Home Builders Establishes New Affinity Program with G&K Services for Uniforms and Facility Services
NAHB is pleased to announce the launch of their newest member benefit program with G&K Services. A leader in uniform rental for more than 100 years, G&K Services enhances your company’s image and safety by consistently providing superior customer service and high-quality work apparel. In addition to first class uniforms, G&K Services can provide companies with a full array of facility services including cleaning supplies, microfiber cleaning cloths, mat services, mop services, work towels, lockers, first-aid supplies, and much more.
Home builders face an array of work-related and environmental conditions and ensuring employees are prepared for the situation, while maintaining a professional presence, is one of the keys to a successful business. Whether it’s alleviating heat stress with superior ventilation and mesh technology, protecting workers with flame-resistant and arc-rated apparel, or simply providing professional clothing that shows people you are a leading builder in the industry, G&K Services has the uniform solutions builders need at exclusive member pricing.
With this program, you can expect a free site assessment, a cost comparison and set up for new customers. In addition, members will receive up to 20 percent off standard pricing*, a single point of contact for their account, 24/7 customer support, and options for safety, flame-resistant and high-visibility apparel.
To learn more, members can visit eMemberBenefits.com/NAHB or call a G&K National Account Specialist at (713) 967-6214 to request a quote or free site assessment.
*20% discounts and no cost setup are for new G&K customers. Existing G&K customers may be eligible for discounts upon expiration of their current agreement term.
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Help! I’m a Business Owner and I Want to Retire, But I’m Off Track!
Sometime around the age of 50, we may start to think more seriously about retirement. After all, the kids (if we have them) are out of the house, or at least relatively self-sufficient, we’re at the peak earning stage of our careers, and thoughts of soon having time for whatever we please are becoming more and more pervasive.
But those daydreams of freedom and folly are often interrupted with anxiety and doubt. Can I even afford to retire at all? Will selling my business provide enough income? Will I be able to sustain my lifestyle? Why didn’t I do more? Is it too late?
If You’ve Fallen off Track
Perhaps you always intended to save more, but just didn’t have a solid plan in place or the extra money to follow through. Intentions are commendable, but if life has gotten in the way of saving enough, there’s no time like the present to get back on track, especially if you’re a small business owner. It is not too late, but you need to act quickly.
To have a well-rounded retirement where you can maintain and help protect the lifestyle you and your family have become accustomed to, you need to consider income, health care costs, long-term care, and other factors, such as leaving a legacy, if it is important to you. As a small business owner, you can begin to address income management by establishing or reviewing your retirement savings plan to ensure that it meets your objectives. It’s possible that you may have established a plan years ago, which meets what your objectives once were, but must be updated today.
Income Management:
The income you’ll need during retirement is dependent on the lifestyle you plan to enjoy. Will you relocate or stay where you are? What hobbies or activities do you intend to pursue? Do you plan to work part-time or not at all? All of these variables should be examined as you create your overall budget. Typically, retirees need to replace all or most of their pre-retirement income. Consider this: you may not need as much in the first few years of retirement, but as inflation bites into the dollar’s buying power year after year, it will eventually cost more to buy the same things. Make sure your budget takes inflation into account. Social Security will meet part of your income requirement, but not enough to rely on exclusively. To create an adequate cash-flow, use tax-advantaged retirement savings accounts such as 401(k) plans or Individual Retirement Accounts (IRAs). Keep in mind that if you are over 50 years of age, you may be eligible to make additional contributions to retirement accounts through a catch-up provision. For 2016, the regular contribution limit to 401(k) plans, as set by the IRS, is $18,000, and the catch-up limit is an additional $6,000.1 Additional personal investments and/or annuities may also help generate a retirement income.
When it comes to saving for retirement, time is of the essence. The longer your investment horizon, the more time your money has to work for you. Therefore, if you’ve fallen off track, you shouldn’t delay any longer.
Call us at 1-800-523-1125 to speak with a Retirement Program specialist or visit us at www.axa.com/nahbto learn how you can start saving today.
Before you know it, those daydreams of retirement will no longer dissolve into anxiety and worry because you’ll feel confident that you are back on track just in time.
About AXA Equitable
AXA Equitable has been helping members of associations plan for an independent retirement for over 45 years. We are committed to delivering a comprehensive "bundled" service to NAHB members to help minimize the time needed to establish and manage a retirement savings plan. There's a plan for every scenario, and it's important to know it can be changed to meet your retirement plan needs now and in the future.
Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or the marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.
GE-109419 (12/15) (exp. 12/17)
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Don't Miss These Great Discounts from Dell!
Save an extra 5%
Use coupon code STACK5% and save an extra 5% on Dell electronics and accessories 1
35% Off OptiPlex & Latitude PCs
35% off the list price on select OptiPlex desktops & Latitude laptops purchased through Dell S mall Business. Use coupon code SAVE35%. 2
Save on select XPS & Inspiron PCs
Get an additional 10% off select XPS & Inspiron PCs. Use coupon code SAVE10%PC. 3
40% Off Select PowerEdge Servers
Get an additional 40% off select PowerEdge servers $1,299 & up. Use coupon code SAVE40%SERVERS.4
40% Off Dell Precision Workstations
Get an additional 40% off Dell Precision Workstations. Use coupon code SAVE40%WKS. 5
To learn more about your membership benefits visit www.Dell.com/NAHB or call 800-757-8442 to speak to a Dell representative.
Offers valid 1/31–4/29.
15% off DT and NB accessories. One coupon per customer. Eligible for association members only. One-time use only. Nontransferable. Limit of 5 promotional items per customer.
235% off the list price on select OptiPlex desktops and Latitude laptops purchased through Dell Small Business. Non-transferable. Offer is combinable with other offers, discounts but not combinable with other coupons. Excludes Dell Advantage exclusive offers, PowerEdge, PowerVault, electronics & accessories. Limit of 5 promotional items per customer. Limited time offer. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change. Please note that all new OptiPlex and new Latitudes are excluded. Particularly 6th Gen Skylake processors.
3Additional 10% off select XPS Desktops and Inspiron PCs. Non-transferable. Offer is combinable with other offers, discounts but not combinable with other coupons. Limit of 5 promotional items per customer. Valid on select XPS Desktops and Inspiron PCs purchased through Dell Small Business. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change. Please note that XPS laptops are excluded.
440% off the promo price of Dell Servers $1299 and over. Non-transferable. Excludes electronics & accessories. Limit of 5 promotional items per customer. Offer is not combinable with additional coupons. Limited time offer. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change.PowerEdge T20 excluded.
5Save additional 40% off Dell Precision Workstations. Non-transferable. Offer is combinable with other offers, discounts but not combinable with other coupons. Limit of 5 promotional items per customer. Excludes Dell Advantage offers. Valid on Dell Precision Workstations purchased through Dell Small Business. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change.
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NAHB Welcomes the Gecko
Protecting your assets is very important to you. After all, you have worked your whole life to obtain them. NAHB and GEICO are here to help. GEICO has over 75 years of industry experience and understands what you need from your insurer.
GEICO and NAHB are proud to be working together to offer exceptional insurance products and a great savings opportunity for members of NAHB. As a member of NAHB, you could qualify for an exclusive discount on GEICO auto insurance.
When you consider the fact that new GEICO policyholders report average annual savings of over $500, you could be saving a lot of money. But there’s more to GEICO than just great rates. GEICO policyholders receive 24/7, professional, courteous service. When it comes to claim handling, GEICO is able to settle many claims within 48 hours of being reported, and sometimes a check can even be written on the spot. That’s why GEICO customers report a 97% customer satisfaction rate. As a subsidiary of Warren Buffett’s Berkshire Hathaway Inc, GEICO has the stability of a company you can trust. Savings, service, and reliability? They can all be yours.
Visit www.geico.com/disc/NAHB or call 800-368-2734 and mention NAHB, for a simple, no-obligation rate quote to see how much you could save with your exclusive member discount. GEICO can also help you obtain competitive rates on homeowner’s, condo, motorcycle and more insurance coverage.
Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. Average savings amount based on national GEICO New Policyholder survey data through March 2014. GEICO is the second-largest private passenger auto insurer in the United States according to the 2013 A.M. Best market share report, published April 2014. Customer satisfaction based on an independent study conducted by Alan Newman Research, 2013. Homeowners, condo and renters coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company.
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BuilderBooks Top Ten Best Sellers at The 2016 International Builders’ Show®!
Did you miss the 2016 IBS? Was the book you wanted sold out?
The 2016 International Builders’ Show® may be over, but The Bookstore @ Design & Construction Week remains in the minds of all attendees who made the bookstore their key destination to pick up publications to help build their business.
Here are the Top 10 Best Sellers from the 2016 International Builder’ Show ®
NAHB BuilderBooks.com—BOOKS THAT BUILD YOUR BUSINESS
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Residential Construction Performance Guidelines 5th Edition Now Available
Updated and Revised!
Deliver high-performance homes and protect your bottom line.
Residential Construction Performance Guidelines is the most widely used recommendation by the home building and remodeling industry on how homes should perform during the warranty period. This fully-amended reference tool will help builders and remodelers manage customer expectations and resolve customer complaints, while delivering high-performance homes. Features include:
- More than 300 guidelines in 13 major construction categories
- New guidelines on wall insulation
- windows and glass
- roof trusses
- roof vents
- roof coverings
- plumbing
- electrical
- flooring, and more
- Glossary of common terms
- Italicized terms throughout for easy identification in the Glossary
NAHB BuilderBooks.com—BOOKS THAT BUILD YOUR BUSINESS
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NAHB Member Advantage Discounts
 NAHB Member Advantage gives members an easy way to reduce expenses, maximize profits and increase efficiency. Through agreements with leading national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees and family. In the past year, members have saved over $12M through Member Advantage. For the most up-to-date information about which companies are offering discounts as well as detailed information on how to access the savings, please visit www.nahb.org/ma.
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